Refinancing is a great way to drop your interest rate and monthly payments or to drop the term of your loan and pay your loan off years faster
Refinancing your conventional home loan may require the following information / process:
The more information that you have available about your credit and gross monthly income when you talk to your loan advisor, the more accurate estimates they can give to you. Your credit score is very important in refinancing and will directly affect what loan and interest rate you can be approved for. If you have questions about your credit, please refer to our credit reports section.
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Refinancing your VA loan can be a very simple process. With over eight years experience completing VA refinances, CFG Home Loans is able to close your simple VA streamline loan in 2 – 3 weeks. A VA refinance loan is also called a “streamline” loan. This means that the process is much simplier than when you originally purchased your home. The only items that are required to provide you with a quote are the following:
No Income, no asset, and no credit check are needed.